Insurance help, please

[albarn]

hi can anybody help me i need to take out insurance for my mobile buisness but not sure what type of insurance i need. the obvious is liability ins, but do i need any other, i have just got a quote from a company and they quoted £44 for the year, surely this isn't right.

[Harlequin]

hi can anybody help me i need to take out insurance for my mobile buisness but not sure what type of insurance i need. the obvious is liability ins, but do i need any other, i have just got a quote from a company and they quoted £44 for the year, surely this isn't right.

Was this Salon Gold? Yes if thats teh case, that is the insurance for teh year but if you want cover for your equipment it'll go up to £80 something. Its an added extra but worthwhile doing that and covering your stock and equipment rather than just public liability etc.

[David Horton]

Hi albarn
I completely agree with Harlequin it's always best to cover your stock and equipment too, just in case.
We can offer insurance at ABT, there's no hard sell but we can talk you through the best options for you as an individual, you can call us on 0845 0175090 even if it's just to give you more information to shop around with. One question i'd always ask is if there is an excess on the policy. Sometimes the excess can be more than the premium so it's definetely worth checking this out as it's a hidden cost which is a nightmare if the worst happens and you need to make a claim. I was hit on my own car insurance with that one once so i always check now ;-)

[Salzgirlie]

Hi albarn
I completely agree with Harlequin it's always best to cover your stock and equipment too, just in case.
We can offer insurance at ABT, there's no hard sell but we can talk you through the best options for you as an individual, you can call us on 0845 0175090 even if it's just to give you more information to shop around with. One question i'd always ask is if there is an excess on the policy. Sometimes the excess can be more than the premium so it's definetely worth checking this out as it's a hidden cost which is a nightmare if the worst happens and you need to make a claim. I was hit on my own car insurance with that one once so i always check now ;-)

Hi David, Can you get just public liability if you are only doing spray tanning?? I have had some ridiculious quotes ranging from £45 to £110. All I want is public liability for spray tanning - no beauty treatments with the option to add treatments as I qualify in Beauty Therapy??

[David Horton]

Hi Salzgirlie
Yes we can cover spray tanning only as long as you have a valid certificate. If you call our customer care team on 08450175090 they'd be happy to talk you through your options and how we can help.
:-)