Way off topic Govt Run Health Insurance... Do you have it, if so what do you think about it? - Page 2

deanosnana · 20-10-09, 08:59 PM

Quote:

Originally Posted by Tanya.

Too many people here think the gov't should just take care of them. And, because our current president was elected, the gov't is saying we the people don't have to vote on it. Some democracy!

Amen to that...I could not agree more! I'm so sick of the 'gimme, gimme, gimme' mentality, I could scream!

uniq12u · 09:16 PM

Was glad to see responses on this since it sat unanswered for a bit. Guess I forgot about the time difference....lol

There are people in the US who are turned away for medical treatment, happens all the time. Even if you go to the ER, which is really for emergencies, that doesn't necessarily mean you will receive ALL the treatment necessary and you can forget about going to the doctor's office w/o insurance or money and getting treatment. If you have any assets and no health insurance and have a medical situation, they can put a lien on your assets until the debt is paid. The only ones who benefit the most are the ones who have no income and no assets as they will owe nothing and we the tax payers are paying for it.

I'm glad there are some out there who can just up and quit their J-O-B to get another one to get better insurance coverage. That isn't always the case, especially with the decline in jobs that are available. Not to mention the millions who are self-employed and have to provide their own health insurance.

I'm not saying that the govt should provide everything, but having another option that is available and affordable is something to seriously consider and every angle should be investigated. The uninsured are costing the country more than it will cost to provide coverage and the ER's are not being used the way they should and are not providing good quality care. As with any other govt program there will be abuse and waste, that just seems to be the way it happens.

I was wondering about the waiting lists and that is a concern in doing a national insurance plan.

Hope some more post on here about their experiences. I find it interesting and educational. Thank You!

Tanya. · 20-10-09, 09:42 PM

Uniq12u- ER visits are just to patch you up and refer you to your regular doctor for follow up. Myself or anyone I know of in my area has not been denied treatment ever. If you can't pay, they give you paperwork to fill out and apply for help through the hospital to get a discount. If one decides they can't pay, it goes on your credit report. Or, you can send them $5 a month until it does get paid.

I have always been fairly healthy, and lived without insurance for decades. It wasn't until I got pregnant for my son that all this stuff came about and I had to be insured. Now, I won't go without it.

My last job, I was paying $90 every two weeks for insurance for my son and myself. It covered everything we needed. The co-pays stunk, sometimes $30 a visit, mostly $15, but still ALOT cheaper than a guy on here paying 617 pound a month to have NSH. According to Google Finance Currency Converter it's $1011.45 he pays per month, for the government to decide what kind of care he gets.

For example, as it stands now, if you have a chronic knee problem, you go see your doctor, they may refer you to a specialist to get an MRI to see what the problem is. If we go on gov't run healthcare, the standards will be set the same for every situation, so the doctor can order an xray, no MRI because it's not allowed, and if he goes beyond what the gov't says for him to recommend, he won't get paid. And that leaves you with a knee that doesn't get fixed, being told to take a couple of ibuprofen, and have a nice day.

Our government certainly cannot afford what they are proposing, pitiful actually. I like having a choice as to what kind of care myself and my family get. If this plan goes in place, it will be just like Medicare --- deny, deny, deny...........

Tanya. · 20-10-09, 09:59 PM

Another note, our president said just a couple of weeks ago that under this new bill illegal immigrants would be denied health care, then he turns around and says we need to legalize them so they can get healthcare???!!! What is that? Do we not remember 911?

Just a couple of years ago, the state of California paid $200 million dollars in one year to give free prenatal and deliveries to illegal immigrants. Could that be one of the reasons the state is going bankrupt.............?

CNSNews.com - Obama: Immigration Reform Will Allow Illegal Immigrants to Become Legal and Get Health Care Coverage

deanosnana · 20-10-09, 10:36 PM

Quote:

Originally Posted by Tanya.

Myself or anyone I know of in my area has not been denied treatment ever. If you can't pay, they give you paperwork to fill out and apply for help through the hospital to get a discount. If one decides they can't pay, it goes on your credit report. Or, you can send them $5 a month until it does get paid.

Our government certainly cannot afford what they are proposing, pitiful actually. I like having a choice as to what kind of care myself and my family get. If this plan goes in place, it will be just like Medicare --- deny, deny, deny...........

Tanya, I can attest to your first paragraph from my own personal experiences! I know plenty of people w/o health insurance and NO ONE has ever been denied health care. At one point, I didn't have health ins. I had to go to the ER and was treated as tho I did have insurance. And yes, I got a HUGE discount on the bill and was allowed to pay it off gradually.

Like I said in a previous post, the NOT having health care is not the issue in the USA. It's AFFORDABLE health insurance that should be the issue.

And I 'love' how now we're going to legalize all the illegals so they will qualify for the 'program'. Yes, I'm afraid many have forgotten 911. I, for one, have not.

Tanya. · 21-10-09, 12:50 AM

Deanosnana,

I understand what you mean by affordable healthcare

The problem is, too many people have an extra pimped out car they don't need, or they like to buy new clothes often, go out to eat alot, etc. My point being, their money is being spent on extras they don't necessarily need. The costs can be built into a family budget, look at these people in the UK paying what they are paying, they don't have a choice.

The insurance cost I had was pretty low, considering what I have heard of others paying. I also was working for a huge company that gave pittance for raises every year, so, it was worth it.

No system is perfect, I feel grateful for having a choice. I am terrified to see what the outcome of this is going to be.

We voted for change, alright :/

steve@nouvatan · 01:54 AM

have you americans not possibly lost the point of a national system of health care its about CARE !! not MONEY
weather someone is illegally in your country or not they deserve the best available care if they are ill
the USA is always quick to enter into military conflict under the human rights banner to protect the population from injury or harm of some oil rich state from an evil uncaring dictatorship but your government is not so fast to enter africa that has no oil !!! and has much worse human right records
yes it does piss us british off that our taxes get spent on health care for a minority of none contributing illegal imigrants but i for one could not stand over them with a wad of cash in my back pocket and watch them suffer and die in pain because they had no insurance
Our health care system is the envy of the world and yes it is abused but i believe obama has got it right this time
weve been paying in since 1948 and there is not a man woman or child in the uk that has not used the NHS
British moan and we Queue
and long may it continue and the( do we not remember 911 ) quote felled me i grew up in a mixed race community my closest childhood friend was Asian and he s not a terrorist!! hes a very successful businessman who pays more tax and national insurance than me and my white anglo saxon family put together

angelina221 · 21-10-09, 02:08 AM

Hang on a minute! It may well be about care but it's the national health service not the international health service.
No-one wants to see anyone suffering but if it's your kids/sister/mom/auntie or whoever, that is denied treatment due to lack of funds then you may see things differently.
People come into this country specifically to obtain prescription drugs. They come in, get their medication and then bugger off again.
They don't pay, we do and then when we need it we have to either wait or be denied.
If they want to pay for it that's fine, but why should we pay for people to abuse the system like that.
I'm pretty damn sure that if we went abroad we would have to pay for treatment.
Why should we pay into something that we are led to believe we will get something back, only to find there's nothing left because it's been given away!
Sorry but it's almost tantamount to stealing!
Ok we like to help people out but not at the expense of the British public.
Phew i feel better now

uniq12u · 05:44 AM

Quote:

Originally Posted by Tanya.

Uniq12u- ER visits are just to patch you up and refer you to your regular doctor for follow up. Myself or anyone I know of in my area has not been denied treatment ever. If you can't pay, they give you paperwork to fill out and apply for help through the hospital to get a discount. If one decides they can't pay, it goes on your credit report. Or, you can send them $5 a month until it does get paid. From what I've heard that isn't the case. The ER will see them but they don't always receive ALL (key word here is ALL) the care that is required to correct what the problem is. I know people who have experienced this. The ER told them they could only do blah blah blah, sent them home with pain killers and told them to see their doctor or a specialist. And I know that others have been turned away from hospitals because they didn't have insurance. Guess it depends on the hospital. I think it depends on if it was due to an accident, but i'm not 100% sure.

My last job, I was paying $90 every two weeks for insurance for my son and myself. It covered everything we needed. The co-pays stunk, sometimes $30 a visit, mostly $15, but still ALOT cheaper than a guy on here paying 617 pound a month to have NSH. According to Google Finance Currency Converter it's $1011.45 he pays per month, for the government to decide what kind of care he gets. Well the insurance I carried was costing me over $200/month and my deductible was $4,500 with no co-pays. It was for major medical only. If I wanted co-pay it was going to be a lot more than that. I never said the other option was better, I have no idea. Has there actually been an amount put down as to what it will cost us?

For example, as it stands now, if you have a chronic knee problem, you go see your doctor, they may refer you to a specialist to get an MRI to see what the problem is. If we go on gov't run healthcare, the standards will be set the same for every situation, so the doctor can order an xray, no MRI because it's not allowed, and if he goes beyond what the gov't says for him to recommend, he won't get paid. And that leaves you with a knee that doesn't get fixed, being told to take a couple of ibuprofen, and have a nice day. Alot of assumptions are being made here since there is nothing passed yet as to what will come about for our national healthcare. Have you read the bill or just taking someone else's word for what it proposes? I don't believe I said I was for it, but something has to be done because what we have isn't working. And why should all the burden of having healthcare insurance be carried by employers? Especially with the cost increasing as much as it does. I believe I heard on the news it will go up at least 10% next year.

Our government certainly cannot afford what they are proposing, pitiful actually. I like having a choice as to what kind of care myself and my family get. If this plan goes in place, it will be just like Medicare --- deny, deny, deny........... And if you had listened to what the President has said, time and time again since day one, you will have a choice. Lots of people are crying not to have national health care insurance, but also say don't take my medicare away. And why is it the wealthy don't have to pay in for medicare after they contribute so much. They are the ones who can afford to put in more and they will certainly use it when needed, even if they have the money and don't necessarily need it. Therefore all the burden falls the low to middle income bracket, as usual.

And what does illegal aliens receiving health care have to do with 9/11??? I'm lost!!

Sorry will get off my soapbox now. This post wasn't really meant to be an argument about what our country is proposing. I just wanted to hear what others had to say about what their country offered.

steve@nouvatan · 21-10-09, 08:46 AM

Quote:

Originally Posted by angelina221

Hang on a minute! It may well be about care but it's the national health service not the international health service.
No-one wants to see anyone suffering but if it's your kids/sister/mom/auntie or whoever, that is denied treatment due to lack of funds then you may see things differently.
People come into this country specifically to obtain prescription drugs. They come in, get their medication and then bugger off again.
They don't pay, we do and then when we need it we have to either wait or be denied.
If they want to pay for it that's fine, but why should we pay for people to abuse the system like that.
I'm pretty damn sure that if we went abroad we would have to pay for treatment.
Why should we pay into something that we are led to believe we will get something back, only to find there's nothing left because it's been given away!
Sorry but it's almost tantamount to stealing!
Ok we like to help people out but not at the expense of the British public.
Phew i feel better now

ang i totally agree with you about the health tourists that visit britain take services they have no intention of paying for and leaving again,its theft they should be prevented from leaving the country and made to work in the community to pay for there treatment
however to deny all immigrants the services of the NHS because they have not yet paid enough in,as has been suggested by some americans!! would be barbaric
there 1000s of white underclass in our society who havent worked for generations, they live on benefits we pay for,get away with council tax have free school meals for there kids,run up huge debts and just have them written off, how much do they take from the NHS

but because they were born here nobody moans about them filling up hospital wards
most migrants come here for a better life, they work hard and pay tax and national insurance, yes there are some that dont but i believe they are in the minority
i have paid private in the past to queue jump and got the same operation done in the same hospital by the same doctor12 months earlier!!!!
even though i have paid 100s of thousands into the system
oh i got to stop now i am getting so wound up i will make myself ill !! and i cant afford to spend all day in the doctors queuing up

Tanya. · 10:31 AM

Quote:

Originally Posted by uniq12u

And what does illegal aliens receiving health care have to do with 9/11??? I'm lost!! It has to do with parasites that come to any country taking away from honest people that work and pay their taxes, the key word here is illegal. Because 911, every country should be making sure their borders are safe, and checking out backrounds on everyone that lives there.

Uniq12u- ER visits are just to patch you up and refer you to your regular doctor for follow up. Myself or anyone I know of in my area has not been denied treatment ever. If you can't pay, they give you paperwork to fill out and apply for help through the hospital to get a discount. If one decides they can't pay, it goes on your credit report. Or, you can send them $5 a month until it does get paid. From what I've heard that isn't the case. The ER will see them but they don't always receive ALL (key word here is ALL) the care that is required to correct what the problem is. I know people who have experienced this. The ER told them they could only do blah blah blah, sent them home with pain killers and told them to see their doctor or a specialist. And I know that others have been turned away from hospitals because they didn't have insurance. Guess it depends on the hospital. I think it depends on if it was due to an accident, but i'm not 100% sure. Uhm, did you read the first sentence I wrote on this?

My last job, I was paying $90 every two weeks for insurance for my son and myself. It covered everything we needed. The co-pays stunk, sometimes $30 a visit, mostly $15, but still ALOT cheaper than a guy on here paying 617 pound a month to have NSH. According to Google Finance Currency Converter it's $1011.45 he pays per month, for the government to decide what kind of care he gets. Well the insurance I carried was costing me over $200/month and my deductible was $4,500 with no co-pays. It was for major medical only. If I wanted co-pay it was going to be a lot more than that. I never said the other option was better, I have no idea. Has there actually been an amount put down as to what it will cost us? You live in a country that allows you freedom of choice, you can pack up your stuff and find another job that offers better insurance. Plain and simple.

For example, as it stands now, if you have a chronic knee problem, you go see your doctor, they may refer you to a specialist to get an MRI to see what the problem is. If we go on gov't run healthcare, the standards will be set the same for every situation, so the doctor can order an xray, no MRI because it's not allowed, and if he goes beyond what the gov't says for him to recommend, he won't get paid. And that leaves you with a knee that doesn't get fixed, being told to take a couple of ibuprofen, and have a nice day. Alot of assumptions are being made here since there is nothing passed yet and we won't get to vote on it as to what will come about for our national healthcare. Have you read the bill yes, here's a copy for all to read if you so choose http://docs.house.gov/edlabor/AAHCA-BillText-071409.pdf or just taking someone else's word for what it proposes? I don't believe I said I was for it, but something has to be done because what we have isn't working. And why should all the burden of having healthcare insurance be carried by employers? Freedom of choice, baby! Especially with the cost increasing as much as it does. I believe I heard on the news it will go up at least 10% next year.

Our government certainly cannot afford what they are proposing, pitiful actually. I like having a choice as to what kind of care myself and my family get. If this plan goes in place, it will be just like Medicare --- deny, deny, deny........... And if you had listened to what the President has said, time and time again since day one, you will have a choice. Oh really? YouTube - SHOCK UNCOVERED: Obama IN HIS OWN WORDS saying His Health Care Plan will ELIMINATE private insurance Lots of people are crying not to have national health care insurance, but also say don't take my medicare away. And why is it the wealthy don't have to pay in for medicare after they contribute so much. They are the ones who can afford to put in more and they will certainly use it when needed, even if they have the money and don't necessarily need it. Therefore all the burden falls the low to middle income bracket, as usual.

Sorry will get off my soapbox now. This post wasn't really meant to be an argument about what our country is proposing. I just wanted to hear what others had to say about what their country offered. I have heard and read about people's experiences on national healthcare, it's not always pretty. http://www.dailymail.co.uk/news/arti...are-limit.html

The redundant point that I keep making is that with the healthcare we have now we are fortunate to have the freedom to make choices that affect our families well-being. If you are healthy, having a universal system can work. If you are too old, too young, not healthy, you have to stick to what the general guidelines are that have already been decided by one system .... which are.... minimal care or none at all

deanosnana · 21-10-09, 01:11 PM

Quote:

Originally Posted by steve@nouvatan

weather someone is illegally in your country or not they deserve the best available care if they are ill

I for one have a HUGE problem with folks who contribute NOTHING but want EVERYTHING! A lot of illegals do NOT pay taxes but somehow get welfare, medicaid, etc. Tell me how that is fair?

I have NO problem with immigrants...just go about it the LEGAL way!

I bust my a-double-s working TWO jobs! I still barely make ends meet. My full-time employer provides health insurance but I pay a ridiculous amount for it. And, yes...I AM grateful. God forbid something serious were to happen to me.... Again, IMHO the problem in the USA is not NOT having health insurance, it's having AFFORDABLE health insurance...

to all!

deanosnana · 21-10-09, 01:12 PM

Quote:

Originally Posted by Tanya.

We voted for change, alright :/

Not me!

steve@nouvatan · 21-10-09, 02:06 PM

so am i right in thinking you would just leave them to die!! if they had entered your country illegally they did so seeking a better lifestyle,it happens daily here and yes they should be made to pay, maybe by doing community work,or actually given citizenship so they can join the system,and pay taxes as i believe obama is suggesting but we would never leave someone to die because they couldnt afford the health care GOD BLESS AMERICA

Ruth Mills · 21-10-09, 02:14 PM

I guess at the end of the day we are all people, and it is just down to luck where we were born, whether as a citizen of a rich country, or in a war-torn third world country.
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