Salon Geek
                 

Chit Chat General chit chat and off topic posts. Please post non industry related topics here.

Reply
 
LinkBack Thread Tools
  (#1) Old
Freaky geeky
 
marie111's Avatar
marie111 has got laser envymarie111 has got laser envy
Posts: 1,117
Join Date: Aug 2004
Location: Newcastle
Speeding ticket and 3 points - 05-09-05, 09:18 AM

i've just received a speeding ticket and 3 points added to my license.
How long will these three points be on my license? Will this bump up my insurance?
Reply With Quote
  (#2) Old
Glitter Geek!
 
NoticeableNails's Avatar
NoticeableNails Pity's the Fool that Messes with ThemNoticeableNails Pity's the Fool that Messes with ThemNoticeableNails Pity's the Fool that Messes with ThemNoticeableNails Pity's the Fool that Messes with ThemNoticeableNails Pity's the Fool that Messes with ThemNoticeableNails Pity's the Fool that Messes with Them
Posts: 2,463
Join Date: Jan 2005
Location: Leyland; Lancashire
05-09-05, 09:22 AM

I think it will effect your insurance. The points stay on your license for 3 yrs I think, but when you fill out your info for an insurance quote they ask if you have had any convictions in the last 5yrs!
You naughty thing!
Reply With Quote
  (#3) Old
Freaky geeky
 
marie111's Avatar
marie111 has got laser envymarie111 has got laser envy
Posts: 1,117
Join Date: Aug 2004
Location: Newcastle
05-09-05, 09:28 AM

Quote:
Originally Posted by NoticeableNails
I think it will effect your insurance. The points stay on your license for 3 yrs I think, but when you fill out your info for an insurance quote they ask if you have had any convictions in the last 5yrs!
You naughty thing!
What a bummer eh!
I've been driving for 19 years and thought I'd done excellent up to now, no crashes, no tickets.
Reply With Quote
  (#4) Old
Positivity rules!
 
ValencianNails's Avatar
ValencianNails says folks don't laugh so loud when you got a grand in your pocketValencianNails says folks don't laugh so loud when you got a grand in your pocketValencianNails says folks don't laugh so loud when you got a grand in your pocketValencianNails says folks don't laugh so loud when you got a grand in your pocketValencianNails says folks don't laugh so loud when you got a grand in your pocketValencianNails says folks don't laugh so loud when you got a grand in your pocketValencianNails says folks don't laugh so loud when you got a grand in your pocketValencianNails says folks don't laugh so loud when you got a grand in your pocketValencianNails says folks don't laugh so loud when you got a grand in your pocketValencianNails says folks don't laugh so loud when you got a grand in your pocketValencianNails says folks don't laugh so loud when you got a grand in your pocket
Posts: 18,511
Join Date: Aug 2004
Location: Valencia, España
05-09-05, 09:31 AM

unfortunately Marie if you have convictions, endorsements or bans on your licence this affects the risk, which will have a knock on effect on your premium but having said that... the last time I got car insurance in the UK and told them about my husbands speeding points they said it wouldn't affect the premium, they look at your driving history, age etc and make an assessment on how likely it is that you will have an accident.
Reply With Quote
  (#5) Old
Freaky geeky
 
louge's Avatar
louge thinks there's somethin' strange afoot at the Circle Klouge thinks there's somethin' strange afoot at the Circle K
Posts: 1,026
Join Date: Jul 2005
Location: Reading
05-09-05, 09:38 AM

Although the points will stay on your licence for 5 years in total, after 3 years you can send your licence to the DVLA who will take them off the paper copy of the licence. Hope that makes sense.
Is it the first time you have had a speeding fine? If so most insurance companies are quite leanient for the first 3 as most people have them...usually from mobile speed traps.
Reply With Quote
  (#6) Old
Very Proud Creative Geek
 
Rose143's Avatar
Rose143 loves the smell of napalm in the morningRose143 loves the smell of napalm in the morningRose143 loves the smell of napalm in the morning
Posts: 1,944
Join Date: Jan 2005
Location: Crawley, West Sussex
05-09-05, 09:51 AM

I really feel for you hun because my boyfriend got a speeding fine for going 32 in a 30 zone, 3 points and £60.00 to pay not to mention the major rise in his insurance payments!!!

xxxxx
Reply With Quote
  (#7) Old
Freaky geeky
 
marie111's Avatar
marie111 has got laser envymarie111 has got laser envy
Posts: 1,117
Join Date: Aug 2004
Location: Newcastle
05-09-05, 09:58 AM

Quote:
Originally Posted by Rose143
I really feel for you hun because my boyfriend got a speeding fine for going 32 in a 30 zone, 3 points and £60.00 to pay not to mention the major rise in his insurance payments!!!

xxxxx
I got caught I have to pay the price.
It'll teach me to be more careful next time.
I got £60.00 and 3 points.
Reply With Quote
  (#8) Old
theHOTWAXroom
 
Jen Smith's Avatar
Jen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocket
Posts: 5,058
Join Date: Oct 2004
Location: West Yorkshire
05-09-05, 12:11 PM

I got 3 points and fine for going 7mph over the limit last year, first time ever I have had points on my license in 23 years. When I spoke to my insurance company, they said 3 points wont affect my premium even though it was for speeding. However, if I get another 3 points then the premium will shoot up. So even though I have got the points my insurance this year was not affected.
Reply With Quote
  (#9) Old
Grand Geek
 
caz3's Avatar
caz3 thinks there's somethin' strange afoot at the Circle Kcaz3 thinks there's somethin' strange afoot at the Circle K
Posts: 2,561
Join Date: Feb 2005
Location: East Dereham Norfolk UK
05-09-05, 12:36 PM

Hubby gor fine and 3 points just over 2 years ago now been driving 23 years never had this before. He was only going 3mph over!!!! he was caught on camera.

We changed one of our cars just after that and got new insurance and had to tell them about the points.

We were charged a little extra but nothing that we would notice!!!!! I am sure you will be ok.

Caz xxx
Reply With Quote
  (#10) Old
Malamute Geek!
 
Jaffacake's Avatar
Jaffacake shouts 'Adrien!!!'...Jaffacake shouts 'Adrien!!!'...Jaffacake shouts 'Adrien!!!'...Jaffacake shouts 'Adrien!!!'...Jaffacake shouts 'Adrien!!!'...Jaffacake shouts 'Adrien!!!'...Jaffacake shouts 'Adrien!!!'...
Posts: 3,307
Join Date: Jul 2004
Location: Basildon
05-09-05, 01:38 PM

It depends on what insurance company you are with - some dont load for one Speeding, others will.... It will only affect you when your policy comes up for renewal but I would tell them now just so that they have it on record, you might forget all about it when the renewal comes around, or if you have an accident they might want to see a copy of your licence. I work in insurance, dont worry about it, its no big deal, honest x
Reply With Quote
  (#11) Old
Geeklin
FrancescaP is not bad. They're just drawn that way
Posts: 36
Join Date: Jun 2005
Location: Mid Wales
05-09-05, 02:04 PM

Back when I was doing criminal law we learnt about a defence called "automotism". An example would be if you killed someone whilst you were sleep walking...you would use automotism as your defence. I remember we had a long discussion about different ways in which you could become an automoton and we all decided (the prof. included) that when you sneeze you are not in control. If I ever got done for speeding by one of those speed cameras in town I would say that I sneezed and my foot slipped...how naughty!

Fran
xxx
Reply With Quote
  (#12) Old
theHOTWAXroom
 
Jen Smith's Avatar
Jen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocketJen Smith says folks don't laugh so loud when you got a grand in your pocket
Posts: 5,058
Join Date: Oct 2004
Location: West Yorkshire
05-09-05, 02:29 PM

Quote:
Originally Posted by FrancescaP
Back when I was doing criminal law we learnt about a defence called "automotism". An example would be if you killed someone whilst you were sleep walking...you would use automotism as your defence. I remember we had a long discussion about different ways in which you could become an automoton and we all decided (the prof. included) that when you sneeze you are not in control. If I ever got done for speeding by one of those speed cameras in town I would say that I sneezed and my foot slipped...how naughty!

Fran
xxx
Nice one Fran ... any other little pearly tip bits on how to get around the law? LOL!! - its just nice to be one step ahead sometimes huh!
Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On





© 1997-2014 Sweet Squared LLP