Insurance questions

kizzycat · **Insurance questions -** 11-06-12, 12:30 AM

Hi there
Ive been insured with Salon Gold for my spray tanning and now that I opening up a new beauty room from home and introducing waxing and nails including acrylic extensions, I am going to need further insurance.

I am governed to who I can go with as the L&P foundation course is not accredited by the guild or ABTA or anything so I am going to go with Salon Serve as they are happy to insure me as long as I have the certificates to prove the courses.

Soo....... I need to ask a few questions. some I have thought of are:
1. Am I insured to offer treatments to pregnant ladies
2. Am I insured to offer treatments to under 16
3. Does the insurance cover accidental damage

Can you think of anything else that I need to make sure I am insured for?

frankie91 · 11-06-12, 11:21 AM

Best to just give them a quick ring and ask

Sent from my GT-I5800 using SalonGeek

kizzycat · 11-06-12, 11:34 AM

thanks for your reply

I know i need to ring them, my question was "what other questions do I need to ask BEFORE I ring them". I dont want to ring them, decide on insurance then find out later that I might not be covered for XXXX. ie some insurance companies will let you spray tan pregnant ladies and some wont, so I just want to know if there are any other questiosn that I havent thought of that I should ask at this stage.

kizzycat Massively geeky Posts: 882 Join Date: Feb 2005 Location: Durham	Insurance questions - 11-06-12, 12:30 AM Hi there Ive been insured with Salon Gold for my spray tanning and now that I opening up a new beauty room from home and introducing waxing and nails including acrylic extensions, I am going to need further insurance. I am governed to who I can go with as the L&P foundation course is not accredited by the guild or ABTA or anything so I am going to go with Salon Serve as they are happy to insure me as long as I have the certificates to prove the courses. Soo....... I need to ask a few questions. some I have thought of are: 1. Am I insured to offer treatments to pregnant ladies 2. Am I insured to offer treatments to under 16 3. Does the insurance cover accidental damage Can you think of anything else that I need to make sure I am insured for?

Nail, Tanning, Waxing, Brow & Lash professional

frankie91 Massively geeky Posts: 719 Join Date: Nov 2010 Location: York	11-06-12, 11:21 AM Best to just give them a quick ring and ask Sent from my GT-I5800 using SalonGeek

Nail, Beauty, Tanning, Waxing, Makeup, Brow & Lash professional

kizzycat Massively geeky Posts: 882 Join Date: Feb 2005 Location: Durham	11-06-12, 11:34 AM thanks for your reply I know i need to ring them, my question was "what other questions do I need to ask BEFORE I ring them". I dont want to ring them, decide on insurance then find out later that I might not be covered for XXXX. ie some insurance companies will let you spray tan pregnant ladies and some wont, so I just want to know if there are any other questiosn that I havent thought of that I should ask at this stage.

Nail, Tanning, Waxing, Brow & Lash professional