Hausofhana
Well-Known Member
Okay I'm a student and I've recently trained in hair extensions, so im really needing a credit account.
RBS won't let me increase my overdraft, and I can't get a credit card ANYWHERE.
I've never been in any debt, I've missed one payment on my phone but I doubt this is it..
I opened a joint bank account with my partner, who regularly misses payments on his car, mortgage and is in a large overdraft. Is this the reason I can't get any credit applications?!
It seems to have all started since we opened the account.
If so, I will close the account, but how long before my credit rating levels put?!
I'm so stuck right now, this is killing me as I'm only 18 and terrified of all things financial or numerical!
Thanks x
RBS won't let me increase my overdraft, and I can't get a credit card ANYWHERE.
I've never been in any debt, I've missed one payment on my phone but I doubt this is it..
I opened a joint bank account with my partner, who regularly misses payments on his car, mortgage and is in a large overdraft. Is this the reason I can't get any credit applications?!
It seems to have all started since we opened the account.
If so, I will close the account, but how long before my credit rating levels put?!
I'm so stuck right now, this is killing me as I'm only 18 and terrified of all things financial or numerical!
Thanks x