If proper procedures weren't followed then the insurance could be void and then the owner could be directly sued as the owner of the business and if not a LTD company, could personally be liable in court.thank you Trinity- I wonder if her insurance will even pay out as the therapist was booked to do a consultation form but only did a verbal one we think- therefore nothing signed?
It means she can't 'personally' be liable so personal assets are safe but it doesn't stop the whole business being gutted if required to settle any court order.Thank k you again- she is a Ltd company- does this make a difference?
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