Around 5 or 6 years ago as an employed beauty therapist I accidentally caught the edge of a woman’s tattoo whilst performing IPL. It caused blistering and a subsequent scar. She hired a lawyer and started a claim against the salon. My manager has never been very forthcoming and so never kept me up to date on the claim, but I think it must’ve gone, quite rightly, in the clients favour. Next month I am becoming a self employed therapist and I am looking at insurance. I will not be doing IPL treatments. One of the questions asked if there has ever been a claim against me for IPL treatment. My question is this...if the claim was against the salon as I was insured under them, would it count as a claim against myself that I will need to declare or would it just count as a claim against the salon? Thank you. Any advice will be most welcome.