Insured or not?

[poshpinks]

Hi can someone tell me if this is correct as i dont think it is? If I was working as self employed and i was renting the room do i have to have insurence myself or am i covered by the salon?

 

[The Guild]

Hi can someone tell me if this is correct as i dont think it is? If I was working as self employed and i was renting the room do i have to have insurence myself or am i covered by the salon?

Are you referring to contents insurance, buildings insurance, or public, product and treatment cover.

In terms of Public liability etc you will often find that it is down to you to get yourself insured. Occasionally, some salon owners will pay for your insurance, but this is usually in the case of employed staff rather than self employed. This is the insurance that will protect you against mishaps with your clients.

For more information on the insurance offered by the Guild, take a look at Beautyguild.com, or call us on 0845 2177 383 (quoting Salongeek will get you £10 off the cost of Guild membership).

 

[minky]

Hi can someone tell me if this is correct as i dont think it is? If I was working as self employed and i was renting the room do i have to have insurence myself or am i covered by the salon?

Hi, I used to rent a chair and although I used to have my own insurance

I think the manager used to also have insurance and said that I was covered by her but...this could have just been ordinary standard buildings insurance , and perhaps for her clients
and not for my clients services that I provided.... so

I would say if you are paying rent and your own self employed stamp and tax ect...
then I would say pay for your own insurance policy for what services you provide so that you know you and your clients are definately covered
hth minky

 

[Exquisite Touch]

my advice is get your own its not expensive and you have your own peace of mind that your covered at all times, when i rented above a hairdressers even though they had there insurance adn i was in there building i still covered myself as it covered me for out of salon as well

 

[bellabeautie]

Hi, I am the same as you and I provide my own insurance. You never know Like said, its not mad expensive, so its def worth it xx

 

[meme]

I work in a salon as a self-employed nail tech.
Salons need special treatment licence to offer mani, pedi and nail extensions in my borough.
Therapists (techs) must be qualified and insured to register on the licence.

I was asked if I was insured when I started working the current salon by the owner.

I really recommend you to get insured for your peace of mind.
And also salons can register you as a therapist on their licence straight away (if salons need the licence for nails in your borough).

Meg X

 

[persianista]

If your self employed then you need your own insurance. My salon insurance covers only my employees, stock and equipment owned by me. My room renter has to have her own, and I insist on having a copy of it for records.

 

[poshpinks]

Thanks all its not me as i have insurence with salon gold , i was asking as i could be working with another nail tech at a salon and she does not have insurence but I know the salon does and i thought that if you were self employed then you shuld have your own publc insurence to carry out the service you provide, I just wanted to check before i spoke to her so thanks all .

 

[fiona wallace]

I would also recommend you take out your own insurance - not expensive and worth the peace of mind!

Please also be aware that you should always buy from officially recognised suppliers/educators of your product or your insurance could be null and void should someone make a claim against you.

HTH - Good Luck!