sunshineinme
Well-Known Member
Dear Geeks
I need your honest opinion.Is it me or is it THEM?
I am working currently part time as a mobile therapist but I will be offering soon Gelish and i am growing more and more into an idea of having my box room done into my mini nail salon.
I rang my beauty insurers and they're fine with it- they cover me wherever I work (obviously they don't cover me if someone steel anything from my home).
But I also rang my mortgage people (Barclays) to ask them how they would be looking at my mortgage if I do 5 hours a week nails at home and.... they told me that I would have to change my mortgage to COMMERCIAL ONE!
So I said that as far as I am aware this will ban me from living in my own house as one is not allowed to live permanently in the commercial propery And I asked the man I spoke to over the phone if he ever seen a bed & toilet in a greengrocers... that probably didn't go down well.... I explained to him that we are talking about 1 room being used few hours a week for business not changing and requalifing 3 bedroom house into a commercial property.
Saddly he didn't know what to say and wanted to put me through to the department which deals with commerical properties.... awww...hopeless!
I used to work for Barclays for a bit so I am allowed to comment on their customer service
Anyway- when you were setting up our nail/beauty/holistic rooms at your homes did you have to change your mortgages?
I feel like Barclays is trying to rip me off or at least waste my time again!
Thank you all in advance for your imput!
xxx
I need your honest opinion.Is it me or is it THEM?
I am working currently part time as a mobile therapist but I will be offering soon Gelish and i am growing more and more into an idea of having my box room done into my mini nail salon.
I rang my beauty insurers and they're fine with it- they cover me wherever I work (obviously they don't cover me if someone steel anything from my home).
But I also rang my mortgage people (Barclays) to ask them how they would be looking at my mortgage if I do 5 hours a week nails at home and.... they told me that I would have to change my mortgage to COMMERCIAL ONE!
So I said that as far as I am aware this will ban me from living in my own house as one is not allowed to live permanently in the commercial propery And I asked the man I spoke to over the phone if he ever seen a bed & toilet in a greengrocers... that probably didn't go down well.... I explained to him that we are talking about 1 room being used few hours a week for business not changing and requalifing 3 bedroom house into a commercial property.
Saddly he didn't know what to say and wanted to put me through to the department which deals with commerical properties.... awww...hopeless!
I used to work for Barclays for a bit so I am allowed to comment on their customer service
Anyway- when you were setting up our nail/beauty/holistic rooms at your homes did you have to change your mortgages?
I feel like Barclays is trying to rip me off or at least waste my time again!
Thank you all in advance for your imput!
xxx