Bryony
British Aussie Geek
Does your insurance company ask for certificates? If so, who are they?, If not - Don't you think they should?
The ANT asked for a copy of my certificate with my insurance application, so I sent my ITEC Mani/pedi certificate as it was all I had at the time. As I passed my Creative FDFC during the week I rang ANT insurance to check I'd be covered as a student to do L&P until I get my certificate to send them. I was shocked to have them say they don't need it as the insurance automatically covers me for nail extensions.
As a professional body I would expect the insurance to insist on certificates and only insure people for a service when they are actually qualified to do it. Why do they not do this? Surely it makes it easier for untrained techs to go out there and dupe the unsuspecting public - If you hold insurance from a professional body you must be trained, right? I know that's what I'd think if I were Jo Public....
Is it to do with pricing? As they don't charge more for each service you offer are they worried that someone only doing manicures would complain for paying the same insurance as a tech offering all services?? If this is the case, I personally don't object to paying to paying the 'full fee' even though I currently only offer manicure & L&P. If the cost of insurance were huge, this may be an issue, but at £34 a year it's not worth arguing over taking a few quid off here and and adding few quid on there.
I'd rather it worked that I pay the 'full fee' each year and that the certificate that is issued states which services I am insured for - those for which I have supplied certificates. If, during the year, I train to use another system, I send the relevant certificate in the post and the insurers issue me a new certificate with this additional service added to my list.
I realise this is extra work for the insurance company - OK, so charge me a couple more quid on my insurance. I'd rather pay a little bit more and know that my insurance company was only insuring qualified techs, than pay less and end up being screwed in the long run due to people making claims against unqualified techs.....
We all want to give the industry a good name, be the best we can be and look after our clients; How can we do this if not even our own insurance companies ensure we're qualified?
An issue Kat & Chocolate might want to look into in their search for feedback on ANT?
Please let me know what you think.
The ANT asked for a copy of my certificate with my insurance application, so I sent my ITEC Mani/pedi certificate as it was all I had at the time. As I passed my Creative FDFC during the week I rang ANT insurance to check I'd be covered as a student to do L&P until I get my certificate to send them. I was shocked to have them say they don't need it as the insurance automatically covers me for nail extensions.
As a professional body I would expect the insurance to insist on certificates and only insure people for a service when they are actually qualified to do it. Why do they not do this? Surely it makes it easier for untrained techs to go out there and dupe the unsuspecting public - If you hold insurance from a professional body you must be trained, right? I know that's what I'd think if I were Jo Public....
Is it to do with pricing? As they don't charge more for each service you offer are they worried that someone only doing manicures would complain for paying the same insurance as a tech offering all services?? If this is the case, I personally don't object to paying to paying the 'full fee' even though I currently only offer manicure & L&P. If the cost of insurance were huge, this may be an issue, but at £34 a year it's not worth arguing over taking a few quid off here and and adding few quid on there.
I'd rather it worked that I pay the 'full fee' each year and that the certificate that is issued states which services I am insured for - those for which I have supplied certificates. If, during the year, I train to use another system, I send the relevant certificate in the post and the insurers issue me a new certificate with this additional service added to my list.
I realise this is extra work for the insurance company - OK, so charge me a couple more quid on my insurance. I'd rather pay a little bit more and know that my insurance company was only insuring qualified techs, than pay less and end up being screwed in the long run due to people making claims against unqualified techs.....
We all want to give the industry a good name, be the best we can be and look after our clients; How can we do this if not even our own insurance companies ensure we're qualified?
An issue Kat & Chocolate might want to look into in their search for feedback on ANT?
Please let me know what you think.