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Hi In Cambridge the local business's have all signed up for a scheme that offers a card to not only local people but tourists and lists all the business's that are members. They are given various dicounts with the card. Have you checked to see if anyone runs one in your area. In Herts the local...

Sounds dodgy to me. I would call the The Wiltshire and Berkshire Police and ask them if they have a planner and if not tell them what happened...They will not like anyone using their name falsely I'm sure. Excellent sales technique though..don't worry about that just give me your money! lol...

Hi Lady R, I am very suprised to hear of this problem. Usually the mobile terminals run through GPRS in the same way as a mobile phone. I would firstly check the machine to see if you have a signal (although most cards will self certify themselves up to £120 so connection to the bank under that...

Thanks Calla, the link is for the Forum of Private Business (FPB)which I hadn't heared of but the Federation of Small Businesses (FSB) is quite well know. If you become a merchant with them their contract for the terminal is 3 years, does that mean the membership will have to keep going for the...

The membership is atleast £200 per year.

Hi renacik23 SilverPay have a deal for you to sign up as your own merchant also, and get competitive high street rates (1.45%) if that is what you are looking for. This is for bussiness with a higher card turn over like salons rather than individuals (i.e £1k a month plus). If your unsure...

I just had to giggle at the title of your thread as I thought all Brazilians were in the south x

According to the MET us southys are getting some tonight! Let it snow, let it snow, let it snow

Hi Orchid11 Yes thats fine Thanks Helen

Hi I think RBS require you to be your own merchant. SilverPay can also arrange this for you with competitive rates. It depends on your card revenue as to wether this is the best option to avoid paying for not achieving minimums. I think the turning point for this is around £1000 pounds per...

Yes they do not require you to have a business account just to nominate an account for your payments to go in to Helen

Hi Try SilverPay, you wont need a bussiness relationshio with your bank or a merchant account, minimum contract is only 3 months (good for Xmas period), you get the online service to take payments through web for free with a mobile terminal and they can set you up with in days not weeks. Thanks...

Hi Fitz may I ask who you are with? Thanks Helen

Hi Tog Forgot that one. Paying to get out of a contract. Very under handed. I hope FSB work out for you but 36 months? Big commitment. Thats why it's cheaper on rental. Helen

Hi Bombini Its good to make comparrisons if you are thinking about becoming your own merchant with a bank which is usually best suited to individuals with a higher card turn over or salons. The main things to look out for in the small print are minimum charges (which the banks charge at around...

If you want to PM me I can e-mail you

I agree although merchant services suit businesses with a higher card revenue but banks charge minimums if your turn over lower which can prove costly. SilverPay have a fully managed service where by you do not have to have your own merchant account or any business relationship with the bank and...

You can take Card Not Present payments over the phone etc with out a card machine. Helen

For more information and advice on this subject, there is another poll running called Paying by card? Yes or No Regards Helen

Beauty treatments al fresco? lol. The mobile terminal is slightly more expensive because as you said it works over the mobile network and is GSM. It dials everytime it is used and all the calls are included in the rental no matter how many times it dials. The one that needs a land line does...