Hi
There has been loads of treads about this.
I have a home salon since September last year
First,, ring the council and speak to them, planning permission that's only if your changing the use of your home,,,,as long as you still use the room (I have had to say the kids use it as TV room,,, but they don't), you don't have business rates on top.
Insurance that was easy ABT and it covers me mobile too,
House insurance has been a night mare,,,, soooooo many companies won't insurnace use because I work from home,,, lloyds insurnaced abit more thou but as long as I have my professsional insurnace Its fine.
I sorted out a business account,,, again Lloyds,,, 18 months free banking and most banks offer that.
You have 3 months to register your business with inland revence I got an accountant to sort that side of things out, soo much easier and it's classed as an expense.
There really isn't alot to sort out I sorted it all in a day, I did electroysis so had to register with the local council.
Good Luck
Kerry