Home buildings & contents insurance, home salon

[adventuregirl]

Hi Geeks

For those who work from home - particularly if you use a garage or garden building/cabin, did you notice an increase in your building and contents premium? Ours jumps up over £200 which I think is pretty steep or is this about right?

X

 

[Buff]

You also need to have public liability for members of the public entering your home for if they trip or fall whilst on your premises . This is in addition to your separate treatment liability insurance. There are many insurers that offer business from home policies but most are not suitable for a home salon and do not include cover for accidents involving clients whilst on your premises. I got mine from Salon Gold then I have treatment liability from professional beauty. And yes it is a couple of hundred pounds extra than I paid before I had the salon.

 

[Meira]

Have a look at Balens for a quote for home buildings and content insurance. They are a specialist company and worked out at a good price when I was looking earlier this year. Don't forget to get permission from your mortgage provider if you are working from home.

 

[adventuregirl]

Thanks guys. I have my public liability through BABTAC and am good to go from my mortgage and council (been working from home for 8 months).

I will try that company you suggested - just want to get the premium as low as possibly whilst being covered sufficiently! xx