BABTAC
Well-Known Member
Hi @pinkthistle,
If you decide to stay with your previous insurer but use us for your specialist cover, you would need to pay for basic membership too, so £89 + the relevant extension. My understanding is that you are able to hold two policies but would be unable to claim on them both, however I would like to check that with our brokers to confirm for sure. I will make the necessary checks for you in the morning and let you know.
Kindest regards
Kelly
Hi @Pinkthistle
I've had clarification on this and to quote our brokers 'It's illegal to claim for the same thing on two policies i.e. Being paid twice, but not if the other policy doesnt cover what the second policy does. However we cant insure extensions by themselves as they are an extension of the existing basic policy.'
They've advised that you'd need to make a choice rather than having two policies, but to also check your level of cover to ensure it does meet all of your needs.
Happy to answer any other queries you may have,
Kindest regards
Kelly