wreckabilly
New Member
From the beginning of July of this year, I'll be working as a SELF-EMPLOYED massage therapst from home. My landlord already knows and approves and I will be turning my extra bedroom into a therapy room.
My flat is within the busy (posh) Glasgow Centre so I have no doubt that I will be able to find clients as the only main competition is a (very) expensive spa around the corner.
I don't feel I have to ask my neighbours permission as my clients will be parking on either the public street or car park and my neighbours have private parking. I do have a few questions I would like to ask though:
1. If you work from home, did you inform the local council? I've been on the Glasgow Council website and can't find a specific link for this so I may just go into one of their offices and ask to speak to someone that way.
2. My flat is in a secure area (need special key to get in to private area / clients will have to buzz in and my door can be triple locked) but I am worried about dodgy clients so I'm wondering if it would be safer to ask my boyfriend to stay in the next room for a new clients first treatment?
How do you deal with security?
3. How much do you have to be making before you have to start paying NI? In my first year, I'm expecting to make around £700 a month (based on a £20 massage a day / x2 over sat & sunday) I may make more than this, it just depends on how it takes off.
4. When I do my first self-return tax form, will one lump sum fee be taken out or is it monthly? Do I pay anything until then? This is the only thing that confuses me about the financial aspect.
5. I understand that I need to keep all records of my income, but would I also be including electricity? phone bills? leaflets? and so on? What do you include when you work from home? I am planning on paying a professional to fill out my tax return for me but obviously I need to keep everything up to date
6. I am currently a student and have a job as a cleaner at the weekend which I get £480 a month for. I don't want to give this up until I have a big enough clientelle, but how would I be getting taxed for both jobs? Are you self-employed and have a part time job? If so, what happens?
7. Is it better to have a business bank account and leave things I may buy seperate (such as oils and so on) or can I just use my personal account and highlight what I've paid for? I may be paying for things off my credit card fo the first month or two also so how do I prove that?
Thanks, I know I'm early but I want everything clear in my head so I'm not all stressed in July because I just want to concentrate on marketting by that time.
x
My flat is within the busy (posh) Glasgow Centre so I have no doubt that I will be able to find clients as the only main competition is a (very) expensive spa around the corner.
I don't feel I have to ask my neighbours permission as my clients will be parking on either the public street or car park and my neighbours have private parking. I do have a few questions I would like to ask though:
1. If you work from home, did you inform the local council? I've been on the Glasgow Council website and can't find a specific link for this so I may just go into one of their offices and ask to speak to someone that way.
2. My flat is in a secure area (need special key to get in to private area / clients will have to buzz in and my door can be triple locked) but I am worried about dodgy clients so I'm wondering if it would be safer to ask my boyfriend to stay in the next room for a new clients first treatment?
How do you deal with security?
3. How much do you have to be making before you have to start paying NI? In my first year, I'm expecting to make around £700 a month (based on a £20 massage a day / x2 over sat & sunday) I may make more than this, it just depends on how it takes off.
4. When I do my first self-return tax form, will one lump sum fee be taken out or is it monthly? Do I pay anything until then? This is the only thing that confuses me about the financial aspect.
5. I understand that I need to keep all records of my income, but would I also be including electricity? phone bills? leaflets? and so on? What do you include when you work from home? I am planning on paying a professional to fill out my tax return for me but obviously I need to keep everything up to date
6. I am currently a student and have a job as a cleaner at the weekend which I get £480 a month for. I don't want to give this up until I have a big enough clientelle, but how would I be getting taxed for both jobs? Are you self-employed and have a part time job? If so, what happens?
7. Is it better to have a business bank account and leave things I may buy seperate (such as oils and so on) or can I just use my personal account and highlight what I've paid for? I may be paying for things off my credit card fo the first month or two also so how do I prove that?
Thanks, I know I'm early but I want everything clear in my head so I'm not all stressed in July because I just want to concentrate on marketting by that time.
x
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