I wanted to take card payments and read all the threads on here and did my research.
I tried Sum-up, as it was a mobile solution and I could try it rather than be forced in to a 36 month contract for terminal rental....
:sad: It was rubbish...didn't work properly on my phone ( wrong version of android) and had this weird thing were people had to get a text on their smart phone to authorise :?:
Changed to worldpay mobile..brilliant!!!
Proper chip and pin style machine that all people recognise.I use an app on my mobile phone and they use the key pad.
It's all to do with number of sales and average value of each sale. For me that's easy to calculate.
World-pay is 75p per debit card, 1.75% per credit card...no other fees, but I had to pay £60 for the chip and pin machine. Easy to use as well. Money turns up in my business account a few days later.
If I use it for more than 25 transactions a month, I would be better off with Streamline, as I get a heavily discounted rate through my professional association.
I think there is a psycological benifit of paying by card....you don't FEEL is as much as parting with cash!