Hi, wishing you all the best we went through this years ago with our house the whole place burn to the ground barely a family photo made it out. The only saving grace is that if it had happened the day before on a Sunday we all probably would have been killed in our sleep but with us all out at work/school everyone made it out alive and you have that also nobody was hurt. That being said the loss of your livelihood and the hard work you have built up over years will bring its own loss and grieving as others have said keep yourself going cause that business is not going to rebuild itself. So for what it's worth my thoughts having gone through this and as an ex commercial insurance underwriter are here, 1) get onto your insurance make sure you know all your policy limits particularly BI. Your Business interruption cover should kick in immediately make sue you are covered for the correct indemnity period know what that is and work to it as a target to get back on your feet. 2£ Second on the insurance front is your products another thing that should be replaced quickly it's unlikely the insurers will have an approved supplier with beauty companies this should allow them to release funds to you to at least get you working mobile again until the business interruption cover eye you a premises. 3) Third do start making those lists they are important. 4) Forth don't forget the small stuff you are entitled under your insurance to be indemnified this means you shouldn't be out of pocket in anyway because of the fire. It's easy to junk oh yeah cotton wool and sterilizing solution but they are only a few £s but those add up and there's more of it than you think.
